Check
all symptoms that you experience.
____
Are
you preoccupied by money—thinking
of it constantly?
____
Do you buy
things that you don’t want or need because they’re
on sale?
____
Is your entire
identity wrapped up in plastic or money?
____
Are you always
trying to beat your checks to the bank?
____
Do you believe
that having more money would solve most of you problems?
____
Do you pay
only the minimum balance on your accounts each month?
____
If you have
money left at the end of a pay period, are you obsessed by having
to spend it quickly?
____
Do you always
have to charge emergencies—flat
tires, sick pets, unexpected company?
____
Are your closets
filled with items still unopened?
____
Do you insist
on picking up the check at a bar or restaurant?
____
Do you put
dinner tabs on plastic, then collect cash from others with you?
____
Do you buys
things on credit you would NOT buy if you were paying cash?
____
Do you notice
that you generally live from paycheck to paycheck?
____
Have you considered
or actually had to file bankruptcy to solve a pattern of overextending
financially?
____
Do you tend
to feel compelled to use extended credit limits on credit cards?
____
Have you had
items repossessed, utilities disconnected or creditors calling
demanding payment due to a pattern of overspending?
____
Have you cut
up credit cards or left them at home when you shop, only to get
new ones or use your identification in order to
charge?
____
Do you routinely
refuse to keep a check record, reconcile your bank statement or
pay your bills when due?
____
Have you from
time to time taken small items unlawfully when you had the money
to buy them?
____
Have you switched
price stickers or figured out other ways to trick store personnel
so you get items cheaper?
____
Do you get
excited about buying something only to lose interest once you’ve
gotten it and start dreaming about something else to
acquire?
____
Do you often
have inner battles over whether to let yourself buy something?
____
Do you have
a pattern of feeling that a certain purchase will insure your
happiness or complete you somehow?
____
Are you amazed
sometimes how much money you have spent and have little idea of
where it went?
____
Do others in
your life, family members, close friends, tell you that you spend
too much?
____
Do you notice
the amount of you debt rising each year or that you get out of
major debt only to incur it again?
____
Do you like
to tell how much you spend or how much you pay for particular
items but feel guilty about it inside?
